Meet Our Team

Welcome to Our Staff Directory
Phone: (616) 301-9500 x121​
Cell: (616) 765-4216
Email: mhatto@rviagency.com

Mark Hatto
Agency Principal

Mark is the owner of River Valley Insurance Agency.  Mark has over 16 years in the insurance industry working for captive and independent agencies. Mark holds his property/casualty, and Life/Health insurance licenses.
Phone: (616) 301-9500 x122
Email: ahatto@rviagency.com

Angela Hatto
Commercial Lines Specialist

Angela works in our Commercial Department supporting our Sales Representatives and helping with any problems that arise.  She has been in the insurance industry for 10 years and holds her Property/Casualty, Life/Health, Real Estate, and Small Unmanned Aircraft System License.
Phone: (616) 301-9500 x122
Email:  tvelting@rviagency.com

Terri Velting​
Personal Lines Sales and Service

Terri works in our personal lines department as an insurance adviser and agent. She has been in the industry for 25 years and holds her Property/Casualty, Life, and CISR designation. 
Phone: (616) 644-0759
Email:  demmette@rviagency.com

Dave Emmette
COO - Risk Advisor - Producer – All lines

Dave is married with 1 child. Wife Cheryl & Daughter Josie. Dave has been in the insurance Industry since 2005. Dave has his BA from Northern Michigan University and also studied at the University of Vienna, Served in Army as Combat Engineer Expertise in Manufacturers, Medical & Dental Practices, Hospitality and Professionals Service Providers. Dave is a Yooper from Marquette that loves to travel, SCUBA diving, get together with large family, fish and hunt
(616) 301-9500​
O-11282 Tallmadge Woods Dr NW
Grand Rapids, MI 49534​
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