River Valley Insurance Agency Inc Blog
Taking care of your children may seem like a simple task until you actually try to do it. Today, there are many instances of children sent to emergency rooms for being involved in all kinds of accidents inside their homes. No matter how much you perform “child-proofing” in the home, accidents can happen and your child’s curiosity doesn’t really help much.
Owning a construction business requires having contractor insurance. It doesn’t matter if you work alone or if you have employees, it is mandated by law that you have contractor insurance. What you have to know, however, is that you don’t need to overpay for your insurance coverage. Fortunately, all construction professionals have the ability to lower the costs of contractor insurance policies no matter what size of business you have. Here are some tips.
Having a teenager driver around the house can be nerve-wracking for parents or guardians. According to surveys, teenage drivers are more prone to get into accidents compared to their adult counterparts. This is why car insurance is important, however, you can also make sure that your child is protected through insurance coverage.
Most fathers find themselves in a situation where they need to warn their kids not to do something only to find their advice came a little too late. You probably don’t always think about it, but ensuring your child’s safety goes hand in hand with being a dad. Here are some of the tips that helped young fathers transition from being a bachelor to being a dad.
When there’s a wildfire, they tend to spread rapidly and they don’t differentiate between the things they destroy in their path. Once your house and possessions are consumed in a fire, it’s too late to consider getting fire insurance.
There is a lot of research that shows that healthy people can be more productive at work. According to the CDC, employees who have a healthy weight will only be absent for a few days. They also have lower absenteeism rates compared to those who are obese or overweight.
When it comes to being an independent contractor, it’s not always clear what types of insurance you’re going to need. The best way to know for sure is to work with a qualified business insurance agency like River Valley Insurance but for informational purposes, here’s some information about two popular types of coverage we get a lot of questions about, workers compensation and professional liability.
Independent contractors need the right insurance for financial protection. The right coverage will depend on the type of work that they do. Some contractors spend the majority of their time at a desk doing digital marketing or data entry services while others work on maintenance or construction services that have quite different risk profiles.
Of course your car needs a battery for it to run, but do you know how to maintain it?
The battery produces electrical energy used to ignite the engine and start the motor. Minor car problems are often due to battery problems. These happen because owners don’t know how to maintain or recognize such issues.
When an entrepreneur starts a business, he usually exposes himself to a lot of risks. Even before he hires his first employee, the business is already at risk. It is important that you have the right insurance in place for this. A catastrophic event or lawsuit can wipe out any small business before it gets off the ground.
Luckily, a business now has access to a lot of insurance types so that they will have protection against these dangers. Here are the types of insurance that a business should have in place as soon as they can.