River Valley Insurance Agency Inc
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River Valley Insurance Agency Inc Blog

A Simple Guide to Defensive Driving

12/29/2017

8 Comments

 
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Heavy traffic is normal during the holiday season. During this time, many people are out to spend time with family and friends. Long drives in heavy traffic usually results in fatigue which leads to accidents on the road. To keep your family safe, you have to practice defensive driving and protect yourself from unforeseen events. Here are some useful guidelines that you can start with.

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8 Comments

3 Types Of Tools That You Need For DIY Car Repairs

11/29/2017

6 Comments

 
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With auto repair services going up every year, it’s only natural for car owners to want to do more repairs themselves. Although there are easy do-it-yourself tutorials on YouTube about different car maintenance and repairs, these are useless without the right tools. If you are serious about getting your car fixed at home and saving money overtime, you need invest in tools.

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6 Comments

DIY Car Repairs:  5 Tools That Will Come In Handy

10/24/2017

9 Comments

 
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Maintaining a car can be a hassle. However, since everything has a “How To” now in Youtube, as long as you have a few simple tools on hand you may be able to do a lot more to fix your car than you think. You can save a few hundred bucks and a trip to the car repair shop. Here are 5 common tools to help you with basic repair:

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9 Comments

Car Maintenance At Home Made Easy

10/13/2017

3 Comments

 
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Auto repairs are costly. In most cases though, the cost of labor is what makes these repairs more expensive. But do not worry, you can do some basic car maintenance on your own even if you are not an expert mechanic.

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3 Comments

Tips For A Teenage Driver’s Best Car Insurance

8/31/2017

35 Comments

 
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Having a teenager driver around the house can be nerve-wracking for parents or guardians. According to surveys, teenage drivers are more prone to get into accidents compared to their adult counterparts. This is why car insurance is important, however, you can also make sure that your child is protected through insurance coverage.

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35 Comments

Car Battery Maintenance Tips

5/29/2017

39 Comments

 
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Of course your car needs a battery for it to run, but do you know how to maintain it?
 
The battery produces electrical energy used to ignite the engine and start the motor. Minor car problems are often due to battery problems. These happen because owners don’t know how to maintain or recognize such issues.
​

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39 Comments

The whole truth.

4/11/2017

0 Comments

 
I've been thinking about the truth lately.  For some reason people lie to me a lot.  They may not do so intentially or becuase they dont like me....I am an insurance agent.  

"I don't need to tell my agent that I have a 16 year old driver, my rates will go up"  This is probably the most common lie, or ommission,  that I encounter.  Yes, your rates will go up but let me tell you why you must disclosure this driver (or any driver of your auto).  Our auto product is the state of Michigan is based on a multitude of factors.  The most basic being the type of car you drive, your age and your driving record.  Each of these factors are plugged into a formula to give you a rate.  But when those factors are missing, that rate is not accurate.  That rate cannot support the claims we encounter.  That rate is just numbers.  So what happens with a claim?  If that driver is not disclosed your claim can be denied.  No, this isn't a scare tactic, I've seen it happen.  Claims are denied for "ommissions" every day.  Do you want to pay that rate to NOT get coverage?

What about on your home?  The same ommissions can happen here too.  The most common I see is that the home is not insured for the actual use.  In other words; you have a homeowners policy when in actuallity you rent it out.  That needs to have a different policy.  You are literally throwing your money away.  

So I urge you;  talk to a professional about your exposures.  Even if that may cost you more money.  We pay for insurance to have coverage, right?  So why jeopardize that with an "ommission". ​
0 Comments

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    O-11282 Tallmadge Woods Dr NW
    Grand Rapids, MI 49534​
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Grand Rapids Office

River Valley Insurance Agency Inc
O-11282 Tallmadge Woods Dr NW
Grand Rapids, MI 49534
(616) 301-9500
Click Here to Email Us

Coopersville Office

River Valley Insurance Agency Inc
905 O'Malley Dr.
Coopersville, MI 49404

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  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Renters Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Final Expense Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • File a Claim
    • Customer Portal
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Free Consultation
    • Online Documents
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Final Expense Insurance
      • Umbrella Insurance
  • About
    • Meet Our Team
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