The new year brims with the promise of clean slates and fresh starts. It's also a wonderful time to commit to being healthier and happier.

​The introduction of augmented reality and home virtual assistants were some of the big technology innovations of 2017. There's no stopping the rise of better and more cutting-edge technology though, and small businesses would do well to find ways to adapt them to their needs.

Startups and small business are crucial to a country's economy. Unfortunately, many of these businesses fail.

There are several reasons why a lot of startups and small businesses fold. Business owners can't avoid every business risk, but they can still protect their business and improve its chances of surviving by getting the appropriate insurance policies.

Some homeowners have the misconception that once you purchase an insurance policy, you’ll be spared from all the expenses you need to have your house fixed. Make sure to scan through your policy to know what’s covered, so you can avoid being unprepared when something outside the policy occurs. Here are some of the things homeowners would still need to cover despite having a policy.

While your health and age are major factors that affect your life insurance rates, these also determine if you are eligible for coverage. However, there are many other factors that have an effect on your life policy. You may be surprised with some of them and if you’re currently shopping for life insurance these will be good to know:

With auto repair services going up every year, it’s only natural for car owners to want to do more repairs themselves. Although there are easy do-it-yourself tutorials on YouTube about different car maintenance and repairs, these are useless without the right tools. If you are serious about getting your car fixed at home and saving money overtime, you need invest in tools.

Water is a necessity and people use it daily to do a lot of things. You start the day with using water when you take a bath and brush your teeth. Throughout the day, you need water to all sorts of things. But, many people do not think of conserving water throughout their day to day lives but there are many easy things we can do to limit our use of such a valuable resource.

Maintaining a car can be a hassle. However, since everything has a “How To” now in Youtube, as long as you have a few simple tools on hand you may be able to do a lot more to fix your car than you think. You can save a few hundred bucks and a trip to the car repair shop. Here are 5 common tools to help you with basic repair:

Auto repairs are costly. In most cases though, the cost of labor is what makes these repairs more expensive. But do not worry, you can do some basic car maintenance on your own even if you are not an expert mechanic.